3319 98th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3319 98th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 2013
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,300 (Aug 2013)
Tax Bill	$1,561 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6182-0555-9`

Property Details

APN / Parcel Number

Primary APN	`6182-0555-9`
Alternative APNs	`331817618205559` `0618205559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,411 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	200 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0618205559
Street Address	3319 98TH ST E
City	PALMETTO
State	FL
Zip	34221-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 101 GILLETTE GROVE SUBDIVISION PI#6182.0555/9
Legal Range	18E
Legal Township	33S
Legal Section	17
Legal Subdivision	GILLETTE GROVE
Legal Tract	00618200
Legal Lot Number	101
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1057
Census Tract	1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3319 98TH ST E, PALMETTO, FL 34221-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2013 · Amount on Record
Deed Sale	Aug 8, 2013 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	20133181031
Deed Book / Page	2485 / 1362
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3319 98TH ST E, PALMETTO, FL 34221-8014
Document Number	0028010045
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 98TH ST E PALMETTO FL 342218014, PALMETTO, FL 34221-8014

Mortgage

Document Number	0028010045
Date	Sep 9, 2019
Book Page	002801/000045
Instrument	41089288

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,374 (+2.7%)	$222,865 (-0.88%) Land $40,800 Building $182,065
2025		$140,578 (+5.99%)	$224,844 (-27.32%) Land $40,800 Building $184,044
2024	$1,561.00 (+2.56%)
2023	$1,522.00 (+3.75%) Homeowner's exemption	$132,637 (+3%)	$309,375 (+15.11%) Land $40,800 Building $268,575
2022	$1,467.00 Homeowner's exemption	$128,774	$268,760 Land $40,000 Building $228,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	9 (1992–2024)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20