Manatee County property record for 3323 98th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,780 sqft · built 2012 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2019) |
| Tax Bill | $6,922 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6182.0560-9 |
| Primary APN | 6182.0560-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,220 sqft |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 260 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 331817618205609 |
|---|---|
| Old Parcel Number | 0618205609 |
| Street Address | 3323 98TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 102 GILLETTE GROVE SUBDIVISION PI#6182.0560/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | GILLETTE GROVE |
| Legal Tract | 618200 |
| Legal Block | 1098 |
| Legal Lot Number | 102 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 1602 |
Source: Manatee County records · APN 6182.0560-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3323 98TH ST E, PALMETTO, FL 34221-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2019 · Amount on Record |
| Deed Sale | Apr 02, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2016 · Amount on Record |
| Deed Document Number | 0027753268 |
| Deed Book / Page | 2775 / 3268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3323 98TH ST E, PALMETTO, FL 34221-8014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3323 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0041049413 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 202241049413 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 02, 2019 |
| Property Address | 3323 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 0027753268 |
| Book / Page | 2775 / 3268 |
| Map Reference | MB 50 PG 145-150 |
| Instrument Date | Apr 02, 2019 |
| Instrument | 201941030935 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6423 DEVESTA LOOP, 6423, PALMETTO, FL 34221-2372 |
| Name | Verified Name |
|---|---|
| Address | 3323 98TH ST E, PALMETTO, FL 34221-8014 |
| Document Number | 201941030936 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 201941030936 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324,966 (+5.99%) | $375,042 (-27.19%) Land $40,800 Building $334,242 | |
| 2024 | $6,922.00 (+0.74%) | ||
| 2023 | $6,871.00 (+2.16%) Homeowner's exemption | $306,610 (+3%) | $515,067 (+26.85%) Land $40,800 Building $474,267 |
| 2022 | $6,726.00 Homeowner's exemption | $297,680 | $406,031 Land $40,000 Building $366,031 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 9 (1992–2024) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 221 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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