Schoharie County and Schoharie Town property record for 3320 State Rte 7, Howes Cave, NY 12092
| Property Type | Mobile Home |
|---|---|
| Details | 812 sqft · built 1985 |
| Lot Size | 109 acres (4,761,108 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,058 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434289 59.-1-13.1 |
| Primary APN | 434289 59.-1-13.1 |
|---|---|
| Alternative APNs |
|
| Building Area | 812 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Lot Area | 4,761,108 sqft (109 acres) |
| Lot Width | 3,460 ft Width |
| Porch | Slab |
| Porch Area | 190 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 515J100422 |
|---|---|
| Street Address | 3320 STATE ROUTE 7 |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2602 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Block | 1 |
| Legal Lot Number | 13.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SCHOHARIE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 740100 |
Source: Schoharie County and Schoharie Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 270, CENTRAL BRIDGE, NY 12035-0270 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,058.00 (+3.31%) | ||
| 2025 | $6,832.00 (+270.7%) | $225,000 (-) Land $199,100 Building $25,900 | $362,903 (+7.11%) Land $321,129 Building $41,774 |
| 2023 | $225,000 (-) Land $199,100 Building $25,900 | $338,804 (+15.19%) Land $299,804 Building $39,000 | |
| 2022 | $225,000 Land $199,100 Building $25,900 | $294,118 Land $260,262 Building $33,856 | |
| 2021 | $1,843.00 (-53.31%) | ||
| 2020 | $3,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1987–2011) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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