Schoharie County and Schoharie Town property record for 3220 State Rte 7, Howes Cave, NY 12092
| Property Type | Redevelopment Agency or Zone |
|---|---|
| Lot Size | 3.34 acres (145,490 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,469 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434289 58.-6-29.2 |
| Primary APN | 434289 58.-6-29.2 |
|---|---|
| Alternative APN |
|
| Lot Area | 145,490 sqft (3.34 acres) |
|---|---|
| Lot Width | 290 ft Width |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 515J217012 |
|---|---|
| Street Address | 3220 STATE ROUTE 7 |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Public Works |
| Property Type | Public Works > Redevelopment Agency or Zone |
| Local Zoning Code | A |
| Legal Block | 6 |
| Legal Lot Number | 29.002 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SCHOHARIE |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 740100 |
3220 State Rte 7, a public works property, is owned by two individuals.
Source: Schoharie County and Schoharie Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3214 STATE ROUTE 7, HOWES CAVE, NY 12092-2600 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3220 State Rte 7 was $1,469, down 0.6% from the year before.
Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,469.00 (-0.61%) | ||
| 2025 | $1,478.00 | $37,000 Land $18,000 Building $19,000 | $59,677 Land $29,032 Building $30,645 |
| 2023 | $37,000 Land $18,000 Building $19,000 | $55,715 Land $27,105 Building $28,610 | |
| 2020 | $1,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 State Rte 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1987–2011) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 State Rte 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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