3317 State Rte 7, Howes Cave, NY 12092 Property Records

Schoharie County and Schoharie Town property record for 3317 State Rte 7, Howes Cave, NY 12092

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,058 sqft · built 1890
Lot Size5.3 acres (230,868 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Jun 2017)
Tax Bill$5,160 (2026)
Deeds & MortgagesDec 2024 Sale
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN434289 59.-1-3

Property Details

APN / Parcel Number

Primary APN434289 59.-1-3
Alternative APNs
  • 428905900000010030000000
  • 515J177018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,058 sqft Living Area
1st Floor Area1,452 sqft
Upper Floors Area606 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area230,868 sqft (5.3 acres)
Lot Width120 ft Width
PorchSlab
Porch Area512 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number515J177018
Street Address3317 STATE ROUTE 7
CityHOWES CAVE
StateNY
Zip12092-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block1
Legal Lot Number3.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSCHOHARIE
Census Block Group4
Census Block4038
Census Tract740100

Owner

Source: Schoharie County and Schoharie Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3317 STATE ROUTE 7, HOWES CAVE, NY 12092-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2024Warranty Deed, Transfer
Jun 8, 2017Deed, Transfer
NOT AVAILABLE, J. RUSSELL LANGWIG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2017 · Amount on Record
Deed SaleJun 8, 2017 · Amount on Record
Deed Book / Page1046 / 176
Record UpdatedOct 29, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateDec 16, 2024
Property Address3317 STATE ROUTE 7, HOWES CAVE, NY 12092-2603
Document Number001225/238
Book / Page1225 / 238
Instrument DateDec 16, 2024
Instrument827266
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3317 STATE ROUTE 7, HOWES CAVE, NY 12092-2603

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 8, 2017
Property Address3317 STATE ROUTE 7, HOWES CAVE, NY 12092-2603
Document Number0000001046/0000000176
Book / Page0000001046 / 0000000176
Instrument DateJun 8, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, J. RUSSELL LANGWIG

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 270, CENTRAL BRIDGE, NY 12035-0270

Tax Assessment & Valuation

Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSchoharie Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,160.00 (-0.64%)
2025$5,193.00 (+1.56%)$130,000 (-) Land $20,700 Building $109,300$209,677 (+7.11%) Land $33,387 Building $176,290
2023$130,000 Land $20,700 Building $109,300$195,754 Land $31,170 Building $164,584
2020$5,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims20 (1987–2011)
Claims Outside the SFHA4 of 20
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 16 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims
  • Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State Rte 7

Nearby Streets

Search Property Records by Address or Parcel Number