Union County property record for 3320 Harvey Ln, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,207 sqft · built 2007 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Jun 2025) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-137-126 |
| Primary APN | 09-137-126 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 57,935 sqft (1.33 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3320 HARVEY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #11 WORTHINGTON SEC2 OPCK061 |
| Legal Subdivision | WORTHINGTON |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20401 |
3320 Harvey Ln is owned and occupied by two individuals who bought it in June 2025.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3320 HARVEY LN, MONROE, NC 28110-7757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Jul 1, 2021 · Amount on File |
| Deed Document Number | 202516115 |
| Deed Book / Page | 9146 / 855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 1, 2021 |
| Property Address | 3320 HARVEY LN, MONROE, NC 28110-7757 |
| Document Number | 8157756 |
| Book / Page | 8157 / 756 |
| Map Reference | CAB K FILE 061 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 31294 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3320 HARVEY LN, 3320, MONROE, NC 28110-7757 |
| Name | Verified Name |
|---|---|
| Address | 140 BACHMANS VALLEY RD, WESTMINSTER, MD 21158-3110 |
| Document Number | 0008157759 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 8157/759 |
| Instrument | 31295 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3320 HARVEY LN, MONROE, NC 28110-7757 |
| Document Number | 7698566 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3320 HARVEY LN MONROE NC 281107757, MONROE, NC 28110-7757 |
| Document Number | 7698566 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 007698/000566 |
| Instrument | 20903 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate | 3.5% |
|---|
The 2025 property tax bill for 3320 Harvey Ln was $2,556.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,100 (-) Land $101,400 Building $401,700 | $503,100 (-) Land $101,400 Building $401,700 | |
| 2025 | $2,556.00 | $503,100 Land $101,400 Building $401,700 | $503,100 Land $101,400 Building $401,700 |
| 2023 | $1,932.00 | $288,700 Land $41,800 Building $246,900 | $288,700 Land $41,800 Building $246,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3320 Harvey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3320 Harvey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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