3318 Harvey Ln, Monroe, NC 28110 Property Records

Union County property record for 3318 Harvey Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,350 sqft · built 2014
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Sep 2022)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-137-125`

Property Details

APN / Parcel Number

Primary APN	`09-137-125`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3318 HARVEY LN
City	MONROE
State	NC
Zip	28110-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 WORTHINGTON SEC2 OPCK061
Legal Subdivision	WORTHINGTON
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	20401

Owner

3318 Harvey Ln is owned and occupied by two individuals who bought it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3318 HARVEY LN, MONROE, NC 28110-7757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 23, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	202232327
Deed Book / Page	8571 / 102
Prior Transfer Date	Nov 8, 2010
Prior Transfer Doc	5434744
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 14, 2022
Property Address	3318 HARVEY LN, MONROE, NC 28110-7757
Document Number	0008571102
Book / Page	8571 / 102
Map Reference	CAB K FILE 61
Instrument Date	Aug 22, 2022
Instrument	32327
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032328
Date	Sep 14, 2022
Instrument	32328

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 18, 2020
Property Address	3318 HARVEY LN, MONROE, NC 28110-7757
Document Number	0007925627
Book / Page	7925 / 627
Map Reference	CAB K FILE 61
Instrument Date	Dec 7, 2020
Instrument	52821
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 HARVEY LN, MONROE, NC 28110-7757

Mortgage

Document Number	0000052822
Date	Dec 18, 2020
Instrument	52822

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3318 HARVEY LN, MONROE, NC 28110-7757
Document Number	7683544
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 HARVEY LN MONROE NC 281107757, MONROE, NC 28110-7757

Mortgage

Document Number	7683544
Date	May 29, 2020
Book Page	007683/000544
Instrument	18682

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3318 Harvey Ln was $2,809.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,800 (-) Land $102,700 Building $450,100	$552,800 (-) Land $102,700 Building $450,100
2025	$2,809.00	$552,800 Land $102,700 Building $450,100	$552,800 Land $102,700 Building $450,100
2023	$2,164.00	$323,400 Land $42,700 Building $280,700	$323,400 Land $42,700 Building $280,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3318 Harvey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Harvey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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