3315 Harvey Ln, Monroe, NC 28110 Property Records

Union County property record for 3315 Harvey Ln, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,642 sqft · built 2007
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$605,000 (Apr 2025)
Tax Bill$2,838 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Apr 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-137-122

Property Details

APN / Parcel Number

Primary APN09-137-122

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,642 sqft Living Area
1st Floor Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3315 HARVEY LN
CityMONROE
StateNC
Zip28110-7757
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#7 WORTHINGTON SEC2 OPCK061
Legal SubdivisionWORTHINGTON
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1002
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3315 HARVEY LN, MONROE, NC 28110-7757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 15, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRULIANT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2025 · Amount on Record
Deed SaleApr 21, 2025 · Amount on Record
Prior SaleSep 14, 2022 · Amount on Record
Deed Document Number20259467
Deed Book / Page9102 / 14
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 14, 2022
Property Address3315 HARVEY LN, MONROE, NC 28110-7757
Document Number0008571124
Book / Page8571 / 124
Map ReferenceCAB K FILE 61
Instrument DateSep 13, 2022
Instrument32331
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 HARVEY LN, MONROE, NC 28110-7757

Mortgage

Document Number0000032332
DateSep 14, 2022
Instrument32332
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3315 HARVEY LN, MONROE, NC 28110-7757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7349276
DateApr 15, 2019
Book Page7349/276
Instrument0009616
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueApr 15, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3315 HARVEY LN, MONROE, NC 28110-7757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7533207
DateDec 5, 2019
Book Page7533/207
Instrument0038051
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2040

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3315 HARVEY LN, MONROE, NC 28110-7757
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number762635
DateApr 1, 2020
Book Page7626/35
Instrument10932
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,600 (-) Land $99,000 Building $459,600$558,600 (-) Land $99,000 Building $459,600
2025$2,838.00 (+34.95%)$558,600 (+77.73%) Land $99,000 Building $459,600$558,600 (+77.73%) Land $99,000 Building $459,600
2023$2,103.00$314,300 Land $40,300 Building $274,000$314,300 Land $40,300 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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