332 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 332 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,451 sqft · built 1918
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Feb 2026)
Tax Bill	$9,939 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-00063-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00063-0000-00011`
Alternative APNs	`1300063000000011A` `130006300011`

Interior

Stories	2 Stories
Building Area	1,451 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Location & Zoning

Old Parcel Number	1300063000000011A
Street Address	332 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	20X100
Legal Block	63
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage HOME CUBE LLC
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FELIPE MELENDEZ
Jul 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage VARO ENTERPRISES LLC
Feb 18, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 24, 2023	Deed, Transfer · Stand-Alone First Mortgage NADER HADDAD
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Oct 4, 2024 · Amount on Record
Deed Document Number	202610758
Deed Book / Page	5727 / 26
Prior Transfer Date	Feb 10, 2003
Prior Transfer Doc	8559000182
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 DEGRAW AVE 701, 701, NEWARK, NJ 07104
Investor	Possibly a Property Investor

Mortgage

Document Number	0049851147
Date	May 3, 2023
Book Page	4985/1147
Instrument	2023029801

Lender

Name	HOME CUBE LLC
Type	Non-Lending Institution
Address	NEWARK, NJ 07104

Agreement

Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STATE RT 17 800, 800, RUTHERFORD, NJ 07070-2596

Mortgage

Document Number	0049780880
Date	Apr 24, 2023
Book Page	4978/880
Instrument	2023027499

Lender

Name	FELIPE MELENDEZ
Type	Private Party
Address	1242 CALIFON COKESBURY RD, CALIFON, NJ 07830

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RAMELLA AVE, MOONACHIE, NJ 07074-1105

Mortgage

Document Number	0055380906
Date	Jul 1, 2025
Book Page	5538/906
Instrument	2025044653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	ROCKFORD, MI 49341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STATE RT 17 899, 899, RUTHERFORD, NJ 07070-2575

Mortgage

Document Number	0049780860
Date	Apr 24, 2023
Book Page	4978/860
Instrument	2023027498

Lender

Name	VARO ENTERPRISES LLC
Type	Non-Lending Institution
Address	EAST SETAUKET, NY 11733

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 18, 2026
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Document Number	0057270026
Book / Page	5727 / 26
Instrument Date	Jan 12, 2026
Instrument	2026010758
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	INSIGHT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 RAMELLA AVE, MOONACHIE, NJ 07074-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214

Mortgage

Document Number	2026010759
Date	Feb 18, 2026
Instrument	2026010759

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 24, 2023
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Document Number	0049780820
Book / Page	4978 / 820
Instrument Date	Mar 21, 2023
Instrument	2023027495
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$1,816.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 RIVER AVE, POINT PLEASANT BORO, NJ 08742-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STATE RT 17 # 899, 899, RUTHERFORD, NJ 07070-2575

Mortgage

Document Number	2023027497
Date	Apr 24, 2023
Instrument	2023027497

Lender

Name	NADER HADDAD
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Jun 28, 2023

Mortgage

Document Number	0049780825
Date	Apr 24, 2023
Book Page	4978/825
Instrument	2023027496

Lender

Name	INSULA CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	FARMINGVILLE, NY 11738

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2024

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	332 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Document Number	0029172258
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	332 UNDERCLIFF AVE EDGEWATER NJ 070201214, EDGEWATER, NJ 07020-1214

Mortgage

Document Number	0029172258
Date	Apr 20, 2018
Book Page	002917/002258
Instrument	27515

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,000 (+11.22%) Land $308,000 Building $364,000	$672,000 (+11.22%) Land $308,000 Building $364,000
2025	$9,939.00 (+6.02%)	$604,200 (+12.62%) Land $296,000 Building $308,200	$604,200 (+12.62%) Land $296,000 Building $308,200
2024	$9,375.00 (+15.93%)
2023		$536,500 Land $277,000 Building $259,500	$536,500 Land $277,000 Building $259,500
2022	$8,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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