331 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 331 Undercliff Ave, Edgewater, NJ 07020 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 1920
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$999,999 (Mar 2026)
Tax Bill	$11,550 (2025)
Deeds & Mortgages	Mar 2026 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00064-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-00064-0000-00005`
Alternative APN	`130006400005`

Interior

Stories	2 Stories
Building Area	1,710 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	331 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100 0.0574
Legal Subdivision	WALTER M BAISDEN
Legal Block	64
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3001
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00064-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed, Transfer ALTOR ABSTRACT COMPANY INC
Jan 13, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	202615991
Deed Book / Page	5743 / 546
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2026
Property Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216
Document Number	0057430546
Book / Page	5743 / 546
Instrument Date	Dec 16, 2022
Instrument	2026015991
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALTOR ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CHRISTOPHER COLUMBUS DR, JERSEY CITY, NJ 07302-5546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 13, 2023
Property Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216
Document Number	0049060263
Book / Page	4906 / 263
Instrument Date	Dec 16, 2022
Instrument	2023004178
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 BOULEVARD, GLEN ROCK, NJ 07452-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216

Mortgage

Document Number	2023004179
Date	Jan 13, 2023
Instrument	2023004179

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	331 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1216
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039780965
Date	Feb 25, 2021
Book Page	3978/965
Instrument	2021025813

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,800 (+6.37%) Land $340,000 Building $406,800	$746,800 (+6.37%) Land $340,000 Building $406,800
2025	$11,550.00 (+3.59%)	$702,100 (+15.36%) Land $322,500 Building $379,600	$702,100 (+15.36%) Land $322,500 Building $379,600
2024	$11,150.00 (+18.3%)
2023		$608,600 Land $295,000 Building $313,600	$608,600 Land $295,000 Building $313,600
2022	$9,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 units insured 2 under condo master policies
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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