328 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 328 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1918
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2015)
Tax Bill	$8,751 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00063-0000-00013-01`

Property Details

APN / Parcel Number

Primary APN	`13-00063-0000-00013-01`
Alternative APNs	`13000630000000130001` `1300063000000012B`

Interior

Stories	2 Stories
Building Area	1,339 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1300063000000012B
Street Address	328 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20X100 0.0459
Legal Block	63
Legal Lot Number	13.01
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Prior Sale	Oct 16, 2000 · Amount on Record
Deed Document Number	201594190
Deed Book / Page	2131 / 895
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046941642
Date	May 27, 2022
Book Page	4694/1642
Instrument	2022055001

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREENBROOK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037820194
Date	Oct 22, 2020
Book Page	3782/194
Instrument	20-107980

Lender

Name	CONNECTONE BANK
Type	Bank
Address	UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,100 (+10.55%) Land $308,000 Building $280,100	$588,100 (+10.55%) Land $308,000 Building $280,100
2025	$8,751.00 (+6.02%)	$532,000 (+6.4%) Land $296,000 Building $236,000	$532,000 (+6.4%) Land $296,000 Building $236,000
2024	$8,254.00 (+6.37%)
2023		$500,000 Land $277,000 Building $223,000	$500,000 Land $277,000 Building $223,000
2022	$7,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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