332 Spruce St, Bennett, CO 80102 Property Records

Adams County property record for 332 Spruce St, Bennett, CO 80102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,931 sqft · built 2020
Lot Size0.129 acres (5,624 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Mar 2025)
Tax Bill$3,788 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR0192796

Property Details

APN / Parcel Number

Primary APNR0192796
Alternative APN
  • 0181534204006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,931 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,624 sqft (0.129 acres)
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account NumberR0192796
Street Address332 SPRUCE ST
CityBENNETT
StateCO
Zip80102-8686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENNETT CROSSING FLG NO 2 BLK 9 LOT 6
Legal SubdivisionBENNETT CROSSING
Legal Block9
Legal Lot Number6
JurisdictionADAMS CO
Township / Civil DivisionEAST ADAMS
Census Block Group2
Census Block2050
Census Tract8401

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address332 SPRUCE ST, BENNETT, CO 80102-8686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Sep 1, 2022Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Mar 3, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 8, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleApr 8, 2021 · Amount on Record
Deed Document Number2025000010998
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address332 SPRUCE ST, BENNETT, CO 80102-8686
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 SPRUCE ST, BENNETT, CO 80102-8686

Mortgage

Document Number0000041395
DateJul 20, 2023
Instrument2023000041395
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term470 Months
DueSep 1, 2062

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address332 SPRUCE ST, BENNETT, CO 80102-8686
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 SPRUCE ST, BENNETT, CO 80102-8686

Mortgage

Document Number0000074514
DateSep 1, 2022
Instrument2022000074514
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2062

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateMar 3, 2025
Property Address332 SPRUCE ST, BENNETT, CO 80102-8686
Document Number0000010998
Instrument DateFeb 28, 2025
Instrument2025000010998
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyEXACT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address332 SPRUCE ST, BENNETT, CO 80102-8686

Mortgage

Document Number0000010999
DateMar 3, 2025
Instrument2025000010999
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateApr 8, 2021
Property Address332 SPRUCE ST, BENNETT, CO 80102-8686
Document Number0000043233
Instrument DateMar 29, 2021
Instrument2021000043233
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$41.29
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address332 SPRUCE ST, BENNETT, CO 80102-8686

Mortgage

Document Number0000043234
DateApr 8, 2021
Instrument2021000043234
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityBennett Town
Unified School DistrictBennett School District 29-J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,788.00 (-23.87%)$28,940 (-13.74%) Land $5,810 Building $23,130$463,000 (-6.65%) Land $93,000 Building $370,000
2023$4,976.00 (+6.78%)$33,550 (+7.81%) Land $5,410 Building $28,140$496,000 (+10.75%) Land $80,000 Building $416,000
2022$4,660.00$31,120 Land $8,340 Building $22,780$447,841 Land $120,000 Building $327,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BENNETT
serves 4,400 people · EPA ID CO0101020
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Eastern Slope Rural Telephone Association
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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