320 Spruce St, Bennett, CO 80102 Property Records

Adams County property record for 320 Spruce St, Bennett, CO 80102 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,243 sqft Living Area
Lot Size	5,624 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$422,900 (2021)
Tax Bill	$3,935.00 (2025)

Owner

Source: Adams County records · APN R0192794

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 SPRUCE ST, BENNETT, CO 80102-8686
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2021 · Amount on Record
Deed Sale	Mar 09, 2021 · Amount on Record
Deed Doc Number	2021000027934
Record Refreshed	Jun 08, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 09, 2021
Property Address	320 SPRUCE ST, BENNETT, CO 80102-8686
Document Number	0000027934
Instrument Date	Feb 22, 2021
Instrument	2021000027934
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42.29
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRUCE ST, BENNETT, CO 80102-8686

Mortgage

Document Number	0000027935
Date	Mar 09, 2021
Instrument	2021000027935

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Index	26-Week T-Bill (6-Months)

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Bennett Town
Unified School District	Bennett School District 29-J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,935.00 (-23.86%)	$30,060 (-13.72%) Land $5,810 Building $24,250	$481,000 (-6.6%) Land $93,000 Building $388,000
2023	$5,168.00 (+4.89%)	$34,840 (+5.9%) Land $5,410 Building $29,430	$515,000 (+8.8%) Land $80,000 Building $435,000
2022	$4,927.00	$32,900 Land $8,340 Building $24,560	$473,361 Land $120,000 Building $353,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 30% of Colorado
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`R0192794`
Alternative APN	`0181534204004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	2,243 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,624 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	427 sqft Garage
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	R0192794
Street Address	320 SPRUCE ST
City	BENNETT
State	CO
Zip	80102-8686
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BENNETT CROSSING FLG NO 2 BLK 9 LOT 4
Legal Subdivision	BENNETT CROSSING
Legal Block	9
Legal Lot Number	4
Jurisdiction	ADAMS CO
Minor Civil Division	EAST ADAMS
Census Blockgroup	2
Census Block	2050
Census Tract	8401