315 Spruce St, Bennett, CO 80102 Property Records

Adams County property record for 315 Spruce St, Bennett, CO 80102 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,243 sqft · built 2020
Lot Size0.129 acres (5,625 sqft)
OwnerIndividual Name on File
Last Sale$425,900 (Mar 2021)
Tax Bill$3,935 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1815-34-2-05-032

Property Details

APN / Parcel Number

Primary APN1815-34-2-05-032
Alternative APNs
  • 0181534205032
  • R0192854

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,243 sqft Living Area
Gross Area2,783 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,625 sqft (0.129 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0192854
Street Address315 SPRUCE ST
CityBENNETT
StateCO
Zip80102-8667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENNETT CROSSING FLG NO 2 BLK 8 LOT 32
Legal Range63W
Legal Township03S
Legal Section34
Legal Quarter2
Legal SubdivisionBENNETT CROSSING
Legal Block8
Legal Lot Number32
JurisdictionADAMS CO
Township / Civil DivisionEAST ADAMS
Census Block Group2
Census Block2050
Census Tract8401

Owner

Source: Adams County records · APN 1815-34-2-05-032

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 SPRUCE ST, BENNETT, CO 80102-8667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2025Deed of Trust, Mortgage · Line of Credit
ENT CU
Mar 12, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ENT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Deed Document Number202130421
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address315 SPRUCE ST, BENNETT, CO 80102-8667
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021132
DateApr 17, 2025
Instrument2025000021132
Lender
NameENT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 28, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateMar 12, 2021
Property Address315 SPRUCE ST, BENNETT, CO 80102-8667
Document Number0000030421
Instrument DateFeb 26, 2021
Instrument2021000030421
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$42.59
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SPRUCE ST, BENNETT, CO 80102-8667

Mortgage

Document Number0000030422
DateMar 12, 2021
Instrument2021000030422
Lender
NameENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityBennett Town
Unified School DistrictBennett School District 29-J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,935.00 (-21.38%)$32,700 (-6.14%) Land $6,320 Building $26,380$481,000 (-6.6%) Land $93,000 Building $388,000
2024$5,005.00 (-3.15%)
2023$5,168.00 (+4.89%)$34,840 (+5.9%) Land $5,410 Building $29,430$515,000 (+8.8%) Land $80,000 Building $435,000
2022$4,927.00$32,900 Land $8,340 Building $24,560$473,361 Land $120,000 Building $353,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 28% of Colorado
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
Eastern Slope Rural Telephone AssociationFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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