332 S Winter St, Midway, KY 40347 Property Records

Woodford County property record for 332 S Winter St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,240 sqft
Lot Size0.25 acres (11,000 sqft)
Owner2 Individual Names on Record
Last Sale$282,000 (Mar 2009)
Tax Bill$4,273 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN38-6002-002-00

Property Details

APN / Parcel Number

Primary APN38-6002-002-00
Alternative APN
  • 23040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,240 sqft Living Area

Exterior

Exterior MaterialWood
Lot Area11,000 sqft (0.25 acres)
Lot Dimensions200 ft deep x 55 ft wide
DrivewayDriveway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number23040
Street Address332 S WINTER ST
CityMIDWAY
StateKY
Zip40347-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2+STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group3
Census Block3009
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 3890, MIDWAY, KY 40347-3890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2009 · Amount on Record
Deed SaleMar 16, 2009 · Amount on Record
Prior SaleJul 10, 2006 · Amount on Record
Deed Book / Page251 / 346
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Recording DateMay 8, 2026
Property Address332 S WINTER ST, MIDWAY, KY 40347-5004
Document Number0000295692
Book / Page1027 / 719
Instrument DateApr 3, 2026
Instrument2026295692
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 S WINTER ST, MIDWAY, KY 40347-5004

Mortgage

Document Number0000295692,
DateMay 8, 2026
Book Page1027/719
Instrument2026295692
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,273.00 (+29.25%) Homeowner's exemption$525,000 (+59.09%)$525,000 (+59.09%)
2023$3,306.00$330,000$330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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