320 S Winter St, Midway, KY 40347 Property Records

Woodford County property record for 320 S Winter St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,283 sqft
OwnerIndividual Name on Record
Last Sale$365,000 (Jun 2021)
Tax Bill$5,025 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-6002-004-00

Property Details

APN / Parcel Number

Primary APN38-6002-004-00
Alternative APN
  • 33863

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,283 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Foundation TypeStone
PorchPorch
Porch Area836 sqft

Location & Zoning

Account Number33863
Street Address320 S WINTER ST
CityMIDWAY
StateKY
Zip40347-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group3
Census Block3009
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 4050, MIDWAY, KY 40347-4050
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Deed Document Number100642
Deed Book / PageD327 / 310
Record UpdatedJun 8, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJun 24, 2021
Property Address320 S WINTER ST, MIDWAY, KY 40347-5004
Document NumberD327/310
Book / PageD327 / 310
Instrument DateJun 23, 2021
Instrument100642
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressEAST LODGE COLCHESTER, ENGLAND XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 HENRY ST APT 3D, 3D, NEW YORK, NY 10002-5784

Mortgage

Document Number100643
DateJun 24, 2021
Instrument100643
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,025.00 (+29.31%)$560,900 (+44.19%)$560,900 (+44.19%)
2023$3,886.00$389,000$389,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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