328 S Winter St, Midway, KY 40347 Property Records

Woodford County property record for 328 S Winter St, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft
Lot Size	0.28 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Aug 2022)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-6002-003-00`

Property Details

APN / Parcel Number

Primary APN	`38-6002-003-00`
Alternative APN	`32342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Lot Area	12,000 sqft (0.28 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Driveway	Driveway

Location & Zoning

Account Number	32342
Street Address	328 S WINTER ST
City	MIDWAY
State	KY
Zip	40347-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	MIDWAY
Census Block Group	3
Census Block	3009
Census Tract	50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

328 S Winter St is owned by two individuals who bought it in August 2022.

Source: Woodford County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4282, MIDWAY, KY 40347-4282
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	2022153192
Deed Book / Page	55 / 469
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 6, 2019
Property Address	328 S WINTER ST, MIDWAY, KY 40347-5004
Document Number	D314/494
Book / Page	D314 / 494
Instrument Date	Jul 26, 2019
Instrument	83106
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 S WINTER ST, 320, MIDWAY, KY 40347-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	328 S WINTER ST, MIDWAY, KY 40347-5004

Mortgage

Document Number	83107
Date	Aug 6, 2019
Instrument	83107

Lender

Name	LIMESTONE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 328 S Winter St was $3,678.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Midway City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00	$408,500	$408,500
2023	$3,198.00	$319,000	$319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 S Winter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 S Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20