332 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 332 Ocean Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,780 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (May 2023)
Tax Bill	$10,197 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`WLLS M:109 L:124`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:109 L:124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	332 OCEAN AVE
City	WELLS
State	ME
Zip	04090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	MOODY BEACH
Legal Lot Number	124
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1021
Census Tract	34005

Owner

Source: York County and Wells Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	22 RUTHEN CIR, SHREWSBURY, MA 01545-2319
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC
Dec 13, 2023	Quit Claim Deed, Transfer Quitclaim
May 31, 2023	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2017	Warranty Deed, Transfer · ARM CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	202314501
Deed Book / Page	19247 / 142
Last Transfer Date	Oct 10, 2023
Transfer Doc	0193610313
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Recording Date	May 20, 2026
Property Address	332 OCEAN AVE, WELLS, ME 04090
Document Number	0199070763
Book / Page	19907 / 763
Instrument Date	May 12, 2026
Instrument	202616948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016948,
Date	May 20, 2026
Book Page	19907/763
Instrument	202616948

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	332 OCEAN AVE, WELLS, ME 04090
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185760607
Date	Mar 2, 2021
Book Page	18576/607
Instrument	2021012128

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS ME
Recording Date	Dec 13, 2023
Property Address	332 OCEAN AVE, WELLS, ME 04090
Document Number	0193610313
Book / Page	19361 / 313
Instrument Date	Oct 10, 2023
Instrument	2023039286
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUTHEN CIR, SHREWSBURY, MA 01545-2319

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS ME
Recording Date	May 31, 2023
Property Address	332 OCEAN AVE, WELLS, ME 04090
Document Number	0192470142
Book / Page	19247 / 142
Instrument Date	May 30, 2023
Instrument	2023014501
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	22 RUTHEN CIR, SHREWSBURY, MA 01545-2319

Mortgage

Document Number	2023014502
Date	May 31, 2023
Instrument	2023014502

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Mar 28, 2017
Property Address	332 OCEAN AVE, WELLS, ME 04090
Document Number	0174430375
Book / Page	17443 / 0375
Instrument	2017011560
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017011561
Date	Mar 28, 2017
Instrument	2017011561

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2024

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,197.00 (+3.04%)	$1,578,440 (-3.02%) Land $1,058,350 Building $520,090
2024	$9,896.00 (+2.02%)	$1,627,600 (-) Land $1,058,350 Building $569,250
2023	$9,700.00 (+9.36%)	$1,627,600 (+91.94%) Land $1,058,350 Building $569,250	$1,663,355
2022	$8,870.00	$847,960 Land $491,280 Building $356,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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