328 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 328 Ocean Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Apr 2023)
Tax Bill	$7,437 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WLLS M:109 L:123`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:109 L:123`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	328 OCEAN AVE
City	WELLS
State	ME
Zip	04090-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	123
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1021
Census Tract	34005

Owner

328 Ocean Ave is owned by an individual who bought it in April 2023.

Source: York County and Wells Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17 MASON RD, MERRIMACK, NH 03054-4258
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage HMBRIDGE FNCL SVCS IN
Apr 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	May 26, 2015
Deed Document Number	20239919
Deed Book / Page	19223 / 560
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	328 OCEAN AVE, WELLS, ME 04090-3707
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198150016
Date	Dec 29, 2025
Book Page	19815/16
Instrument	2025046969

Lender

Name	HMBRIDGE FNCL SVCS IN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Apr 18, 2023
Property Address	328 OCEAN AVE, WELLS, ME 04090-3707
Document Number	0192230560
Book / Page	19223 / 560
Instrument Date	Apr 14, 2023
Instrument	2023009919
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MASON RD, MERRIMACK, NH 03054-4258

Mortgage

Document Number	2023009920
Date	Apr 18, 2023
Instrument	2023009920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 328 Ocean Ave was $7,437, up 6.2% from the year before.

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,437.00 (+6.24%)	$1,151,270 (-) Land $958,650 Building $192,620
2024	$7,000.00 (+4.2%)	$1,151,270 (+2.13%) Land $958,650 Building $192,620
2023	$6,718.00 (+18.53%)	$1,127,240 (+108.02%) Land $958,650 Building $168,590	$1,067,990
2022	$5,668.00	$541,900 Land $445,100 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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