York County and Wells Town property record for 324 Ocean Ave, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 764 sqft · built 1925 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Oct 2009) |
| Tax Bill | $7,603 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WLLS M:109 L:122 |
| Primary APN | WLLS M:109 L:122 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 764 sqft Living Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 512 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 324 OCEAN AVE |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 122 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 34005 |
324 Ocean Ave is owned by an individual who bought it in October 2009.
Source: York County and Wells Town records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 ORVIS RD, REVERE, MA 02151-2008 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on File |
| Deed Sale | Oct 1, 2009 · Amount on File |
| Deed Book / Page | 15734 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 324 OCEAN AVE, WELLS, ME 04090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198000220 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 19800/220 |
| Instrument | 2025044190 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Jan 1, 2033 |
| Index | Other |
| Margin | 3 |
The 2025 property tax bill for 324 Ocean Ave was $7,603, up 6.2% from the year before.
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,603.00 (+6.25%) | $1,176,970 (-) Land $1,016,750 Building $160,220 | |
| 2024 | $7,156.00 (+2.01%) | $1,176,970 (-) Land $1,016,750 Building $160,220 | |
| 2023 | $7,015.00 (+22.3%) | $1,176,970 (+114.61%) Land $1,016,750 Building $160,220 | $1,159,190 |
| 2022 | $5,736.00 | $548,420 Land $472,080 Building $76,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 204 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 23 condo units |
| Nearby Flood Claims | 42 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Ocean Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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