332 Middle Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 332 Middle Rd, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 2017
Lot Size	0.506 acres (22,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Oct 2022)
Tax Bill	$5,212 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`9500598594`

Property Details

APN / Parcel Number

Primary APN	`9500598594`
Alternative APN	`551`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Heated Area
Utility Area	221 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,064 sqft (0.506 acres)

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	72 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	9500598594
Street Address	332 MIDDLE RD
City	OCRACOKE
State	NC
Zip	27960-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 3B BL CJACKSON DUNES
Legal Subdivision	JACKSONS DUNES
Legal Block	C
Legal Lot Number	3B
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3003
Census Tract	920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3414 NOBLE AVE, RICHMOND, VA 23222-1832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	2022410985
Deed Book / Page	297 / 877
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	000294/448
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	332 MIDDLE RD, OCRACOKE, NC 27960-1276
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	ISGN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000280/594
Date	Apr 24, 2019
Book Page	280/594
Instrument	407449

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HYDE NC
Recording Date	Feb 10, 2022
Property Address	332 MIDDLE RD, OCRACOKE, NC 27960-1276
Document Number	000294/448
Book / Page	294 / 448
Map Reference	CAB C SL 70C
Instrument Date	Feb 7, 2022
Instrument	410259
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 MIDDLE RD, OCRACOKE, NC 27960-1276

Mortgage

Document Number	0000410260
Date	Feb 10, 2022
Instrument	410260

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Oct 25, 2017
Property Address	332 MIDDLE RD, OCRACOKE, NC 27960-1276
Document Number	000247/806
Book / Page	247 / 806
Map Reference	MAP CAB C SL 70C
Instrument Date	Oct 11, 2017
Instrument	406202
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PARK AVE, BREVARD, NC 28712-3550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522, OCRACOKE, NC 27960-0522

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,212.00	$554,478 (-) Land $216,000 Building $338,478	$554,478 (-) Land $216,000 Building $338,478
2024	$5,212.00 (+96.31%)	$554,478 (+269.65%) Land $216,000 Building $338,478	$554,478 (+269.65%) Land $216,000 Building $338,478
2023	$2,655.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 97.9% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

Nearby Properties on Middle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures