Hyde County property record for 328 Middle Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,066 sqft · built 2021 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Mar 2018) |
| Tax Bill | $7,286 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9500598592 |
| Primary APN | 9500598592 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Heated Area |
| Utility Area | 384 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 144 sqft |
| Driveway | Driveway |
| Driveway Area | 1,200 sqft |
| Pool Area | 200 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 60 sqft |
| Deck Area | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 328 MIDDLE RD |
|---|---|
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT 3A BLOCK C JACKSON DUNES PL:C-70C |
| Legal Block | C |
| Legal Lot Number | 3A |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920101 |
Source: Hyde County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 181, OCRACOKE, NC 27960-0181 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Mar 1, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on Record |
| Deed Sale | Mar 1, 2018 · Amount on Record |
| Deed Document Number | 2018406523 |
| Deed Book / Page | 276 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 328 MIDDLE RD, OCRACOKE, NC 27960-1276 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000290/343 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 290/343 |
| Instrument | 409473 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jun 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Mar 1, 2018 |
| Property Address | 328 MIDDLE RD, OCRACOKE, NC 27960-1276 |
| Document Number | 276/000324 |
| Book / Page | 276 / 000324 |
| Map Reference | CAB C SL 70C |
| Instrument Date | Feb 16, 2018 |
| Instrument | 406523 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 PARK AVE, BREVARD, NC 28712-3550 |
| Name | Verified Name |
|---|---|
| Address | 10 RYAN WAY, STAFFORD, VA 22554-1749 |
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,286.00 (+34.7%) | $775,083 (+761.2%) Land $216,000 Building $559,083 | $775,083 (+761.2%) Land $216,000 Building $559,083 |
| 2023 | $5,409.00 | $90,000 Land $90,000 | $90,000 Land $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: AT&T, Brightspeed.
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