295 Middle Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 295 Middle Rd, Ocracoke, NC 27960

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,710 sqft · built 1999
Lot Size0.266 acres (11,618 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Dec 1999)
Tax Bill$4,145 (2025)
Flood ZoneZone AE (high risk)
APN9500596663

Property Details

APN / Parcel Number

Primary APN9500596663
Alternative APN
  • 14388

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,710 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,618 sqft (0.266 acres)
PorchPatio
Porch Area160 sqft
Deck Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500596663
Street Address295 MIDDLE RD
CityOCRACOKE
StateNC
Zip27960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3-B BLOCK A
Legal BlockA
Legal Lot Number3-B
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3041
Census Tract920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address451 OLD DUBLIN PIKE, DOYLESTOWN, PA 18901-2363
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 1999 · Amount on Record
Deed SaleDec 7, 1999 · Amount on Record
Deed Book / Page\N
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,145.00 (+23.07%)$440,907 (+39.12%) Land $237,600 Building $203,307$440,907 (+39.12%) Land $237,600 Building $203,307
2023$3,368.00$316,935 Land $120,000 Building $196,935$316,935 Land $120,000 Building $196,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 631 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
incl. 41 condo units
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 89% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCRACOKE SANITARY DISTRICT
serves 900 people · EPA ID NC0448020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ocracoke Cable TV
Cable
10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Rd

Nearby Streets

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