Otsego County and Laurens Town property record for 146 Mather Rd, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,748 sqft · built 1900 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,500 (Aug 2024) |
| Tax Bill | $4,151 (2026) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363489 241.00-1-22.00 |
| Primary APN | 363489 241.00-1-22.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 966 sqft |
| 2nd Floor Area | 782 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 222,156 sqft (5.1 acres) |
| Lot Width | 826 ft Width |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 016690 |
|---|---|
| Street Address | 146 MATHER RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | 998 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 591402 |
146 Mather Rd is owned by an individual who bought it in August 2024.
Source: Otsego County and Laurens Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2847 STATE HIGHWAY 23, WEST ONEONTA, NY 13861-6914 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Deed Document Number | 20243142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 15, 2024 |
| Property Address | 146 MATHER RD, ONEONTA, NY 13820-4277 |
| Document Number | 0000000142 |
| Instrument Date | Aug 6, 2024 |
| Instrument | 2024-3142 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2847 STATE HIGHWAY 23, WEST ONEONTA, NY 13861-6914 |
| Document Number | 0000000143 |
|---|---|
| Date | Aug 15, 2024 |
| Instrument | 2024-3143 |
| Name | GENESEE CO-OP FCU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2026 property tax bill for 146 Mather Rd was $4,151, up 16.4% from the year before.
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,151.00 (+16.4%) | ||
| 2025 | $3,566.00 | $115,100 Land $35,600 Building $79,500 | $173,083 Land $53,534 Building $119,549 |
| 2023 | $115,100 Land $35,500 Building $79,600 | $153,181 Land $47,245 Building $105,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Mather Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Mather Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: OEConnect.
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