Shiawassee County property record for 332 Gute St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,207 sqft · built 1895 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-115-002-009-00 |
| Primary APN | 050-115-002-009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 883 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Custom Design |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 586 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 332 GUTE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 44' LOT 10 BLK 2 CITY ASSRS PLAT 5 ALSO COM SW COR LOT 1 BLK 1 PERKINS ADD TH N 84' E 14 12' TO GUTE ST TH W'LY TO POB |
| Legal Subdivision | PERKINS ADD |
| Legal Block | 2,1 |
| Legal Lot Number | 10,1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
332 Gute St is owned and occupied by an individual.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 332 GUTE ST, OWOSSO, MI 48867-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CREDIT UNION |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 20, 2026 |
| Property Address | 332 GUTE ST, OWOSSO, MI 48867-4409 |
| Document Number | 0003406321 |
| Book / Page | 1341 / 707 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20263406321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 332 GUTE ST, OWOSSO, MI 48867-4409 |
| Document Number | 0003406321, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 1341/707 |
| Instrument | 20263406321 |
| Name | WILDFIRE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 332 GUTE ST, OWOSSO, MI 48867-4409 |
| Document Number | 0012770272 |
| Book / Page | 001277 / 000272 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 3341008 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 GUTE ST OWOSSO MI 48867, OWOSSO, MI 48867 |
The 2025 property tax bill for 332 Gute St was $1,814 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,800 (+9.48%) | $131,600 (+9.48%) | |
| 2025 | $1,814.00 Homeowner's exemption | $60,100 | $120,200 |
| 2023 | $1,761.00 Homeowner's exemption | $49,700 | $99,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 332 Gute St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 332 Gute St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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