Shiawassee County property record for 246 Gute St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 838 sqft · built 1945 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Nov 2022) |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-500-002-007-00 |
| Primary APN | 050-500-002-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 838 sqft Living Area |
| 1st Floor Area | 838 sqft |
| Basement Area | 838 sqft |
| Unfinished Basement | 838 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 246 GUTE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 2 PERKINS ADD |
| Legal Subdivision | PERKINS ADD |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 6, 2019 | Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| May 6, 2019 | Quit Claim Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Deed Document Number | 20223366448 |
| Deed Book / Page | 1302 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 23, 2022 |
| Property Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0013020430 |
| Book / Page | 1302 / 430 |
| Map Reference | LB 1 PG 109 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 3366448 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0003366449 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 3366449 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0012810797 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1281/797 |
| Instrument | 3345564 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 6, 2019 |
| Property Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0012560992 |
| Book / Page | 001256 / 000992 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 3320503 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 N HINTZ RD #90 OWOSSO MI 488678400, 90, OWOSSO, MI 48867-8400 |
| Document Number | 12560993 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 001256/000993 |
| Instrument | 3320504 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 6, 2019 |
| Property Address | 246 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0012560991 |
| Book / Page | 001256 / 000991 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 3320502 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 525 S SHIAWASSEE ST OWOSSO MI 48867, OWOSSO, MI 48867 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,100 (+10.44%) | $114,200 (+10.44%) | |
| 2025 | $1,959.00 (+4.87%) Homeowner's exemption | $51,700 (+20.79%) | $103,400 (+20.79%) |
| 2023 | $1,868.00 Homeowner's exemption | $42,800 | $85,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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