Shiawassee County property record for 242 Gute St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Nov 2021) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-500-002-009-00 |
| Primary APN | 050-500-002-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 668 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 146 ft deep x 118 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 242 GUTE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 2 PERKINS ADD |
| Legal Subdivision | PERKINS ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
242 Gute St is owned and occupied by two individuals who acquired it in February 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 GUTE ST, OWOSSO, MI 48867-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Intrafamily Transfer, Transfer |
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on File |
| Deed Sale | Nov 15, 2021 · Amount on File |
| Prior Sale | Oct 28, 2015 · Amount on File |
| Deed Document Number | 20213353465 |
| Deed Book / Page | 1289 / 632 |
| Last Transfer Date | Feb 6, 2026 |
| Transfer Doc | 0013350235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 11, 2026 |
| Property Address | 242 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0013350235 |
| Book / Page | 1335 / 235 |
| Map Reference | LB 1 PG 109 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 3399792 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 GUTE ST, OWOSSO, MI 48867-4407 |
| Name | Verified Name |
|---|---|
| Address | 242 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 15, 2021 |
| Property Address | 242 GUTE ST, OWOSSO, MI 48867-4407 |
| Document Number | 0012890632 |
| Book / Page | 1289 / 632 |
| Map Reference | LB 1 PG 109 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 3353465 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2148 BURNING TREE CIR, 2148, OWOSSO, MI 48867-1089 |
| Name | Verified Name |
|---|---|
| Address | 1870 W M 21, OWOSSO, MI 48867-9310 |
| Document Number | 3353466 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 3353466 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 242 Gute St was $2,673 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,000 (+10.37%) | $166,000 (+10.37%) | |
| 2025 | $2,673.00 Homeowner's exemption | $75,200 | $150,400 |
| 2023 | $2,548.00 Homeowner's exemption | $62,100 | $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 242 Gute St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Gute St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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