332 Commerce St, Alto, TX 75925 Property Records

Cherokee County property record for 332 Commerce St, Alto, TX 75925

Property Summary

Property Type	Mobile Home
Details	1,910 sqft
Lot Size	0.455 acres (19,820 sqft)
Owner	Company Name on File
Tax Bill	$79 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`121000002200004A00`

Property Details

APN / Parcel Number

Primary APN	`121000002200004A00`
Alternative APN	`101900000`

Interior

Building Area	1,910 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,910 sqft

Exterior

Architectural Style	Mobile Home
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,820 sqft (0.455 acres)
Garage Type	Attached
Garage Area	230 sqft
Porch	Porch
Porch Area	215 sqft

Location & Zoning

Account Number	121000-00220-0004A00
Street Address	332 COMMERCE ST
City	ALTO
State	TX
Zip	75925-2816
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 4A BLK 22 ALTO
Legal Block	22
Legal Lot Number	4A
Jurisdiction	CHEROKEE TX
Township / Civil Division	ALTO
Census Block Group	2
Census Block	2037
Census Tract	951000

Owner

332 Commerce St, a mobile home, is owned by a company.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	332 COMMERCE ST, ALTO, TX 75925-2816
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage 21ST MORTGAGE CORP
Mar 19, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	332 COMMERCE ST, ALTO, TX 75925-2816
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002917/249
Date	Jan 13, 2026
Book Page	2917/249
Instrument	746693

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	620 MARKET ST STE 100, KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2051

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE TX
Recording Date	Mar 19, 2025
Property Address	332 COMMERCE ST, ALTO, TX 75925-2816
Document Number	002867/493
Book / Page	2867 / 493
Instrument Date	Mar 5, 2025
Instrument	739344
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 MILL ST, ALTO, TX 75925-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MILL ST, ALTO, TX 75925-3130

Tax Assessment & Valuation

The 2026 property tax bill for 332 Commerce St was $79, up 276.2% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Alto Town
County	Cherokee County
Unified School District	Alto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$79.00 (+276.19%)	$4,360 (-) Land $4,360	$4,360 (-) Land $4,360
2025	$21.00	$4,360 Land $4,360	$4,360 Land $4,360
2023		$4,360 Land $4,360	$4,360 Land $4,360
2022	$77.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Commerce St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALTO serves 1,225 people · EPA ID TX0370001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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