Cherokee County property record for 302 Commerce St, Alto, TX 75925
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,073 sqft · built 1991 |
| Lot Size | 0.278 acres (12,097 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,764 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 221210-00060-0015000 |
| Primary APN | 221210-00060-0015000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,073 sqft Living Area |
| Gross Area | 1,989 sqft |
| 1st Floor Area | 1,073 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,097 sqft (0.278 acres) |
| Garage Type | Carport |
| Garage Area | 684 sqft |
| Carport | Carport |
| Carport Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 221210-00060-0015000 |
|---|---|
| Street Address | 302 COMMERCE ST |
| City | ALTO |
| State | TX |
| Zip | 75925-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 6 16-17-18 COOPER - CITY OF ALTO |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | ALTO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 951000 |
302 Commerce St is owned and occupied by two individuals who acquired it in April 2007.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 386, ALTO, TX 75925-0386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2007 |
| Deed Sale | Apr 24, 2007 |
| Deed Document Number | 2007564309 |
| Deed Book / Page | 1847 / 772 |
| Prior Transfer Date | Apr 18, 2007 |
| Prior Transfer Doc | 001847/772 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 302 Commerce St was $1,764 with exemptions applied, up 748.1% from the year before.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Alto Town |
| County | Cherokee County |
| Unified School District | Alto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,764.00 (+748.08%) Homeowner's exemption Senior Citizen's exemption | $96,990 (-12.88%) Land $4,840 Building $92,150 | $96,990 (-12.88%) Land $4,840 Building $92,150 |
| 2025 | $208.00 Homeowner's exemption Senior Citizen's exemption | $111,330 Land $4,840 Building $106,490 | $111,330 Land $4,840 Building $106,490 |
| 2023 | $97,440 Land $4,840 Building $92,600 | $97,440 Land $4,840 Building $92,600 | |
| 2022 | $367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 302 Commerce St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALTO serves 1,225 people · EPA ID TX0370001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, Spectrum, T-Mobile.
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