Cherokee County property record for 285 Commerce St, Alto, TX 75925
| Property Type | Single Family Home |
|---|---|
| Details | 1,675 sqft · built 1979 |
| Lot Size | 0.354 acres (15,398 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,747 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 221210000900002A00 |
| Primary APN | 221210000900002A00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,398 sqft (0.354 acres) |
| Garage Type | Carport |
| Garage Area | 453 sqft |
| Carport | Carport |
| Carport Area | 453 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 221210-00090-0002A00 |
|---|---|
| Street Address | 285 COMMERCE ST |
| City | ALTO |
| State | TX |
| Zip | 75925-2800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2A BLK 9 & 2B COOPER - CITY OF ALTO |
| Legal Block | 9 |
| Legal Lot Number | 2A |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | ALTO |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 951000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 PUTNAM AVE, ALTO, TX 75925-2117 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Alto Town |
| County | Cherokee County |
| Unified School District | Alto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,747.00 (+338.82%) | $151,040 (+18.09%) Land $6,010 Building $145,030 | $151,040 (+18.09%) Land $6,010 Building $145,030 |
| 2025 | $626.00 (-62.69%) | $127,900 (+14.2%) Land $6,010 Building $121,890 | $127,900 (+14.2%) Land $6,010 Building $121,890 |
| 2023 | $112,000 Land $6,010 Building $105,990 | $112,000 Land $6,010 Building $105,990 | |
| 2022 | $1,678.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALTO serves 1,225 people · EPA ID TX0370001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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