3316 Talking Mountain Trl, Cool, CA 95614 Property Records

El Dorado County property record for 3316 Talking Mountain Trl, Cool, CA 95614 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,592 sqft Living Area
Lot Size	16,552 sqft (0.379 acres)
Last Sale	$429,000 (2021)
Tax Bill	$4,989.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`073-411-019-000`
Alternative APN	`0734111910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,592 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Construction Type	Wood Construction
Lot Area	16,552 sqft (0.379 acres)
Parking Spaces	2 Parking Spaces
Patio Area	1,592 sqft Patio
Topography	Gentle Slope Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	0734111910
Street Address	3316 TALKING MOUNTAIN TRL
City	COOL
State	CA
Zip	95614-2534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L 1348 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1348
Jurisdiction	EL DORADO CA
Minor Civil Division	NORTH EL DORADO
Census Blockgroup	4
Census Block	4001
Census Tract	30601

Owner

Source: El Dorado County records · APN 073-411-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	841 BRYCE WAY, TRACY, CA 95376-9657
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Doc Number	2021-0045554
Record Refreshed	Jun 07, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 13, 2021
Property Address	3316 TALKING MOUNTAIN TRL, COOL, CA 95614-2534
Document Number	0000045554
Map Reference	MB E PG 85
Instrument Date	Jul 06, 2021
Instrument	2021-0045554
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 TALKING MOUNTAIN TRL, COOL, CA 95614-2534

Mortgage

Document Number	0000045555
Date	Jul 13, 2021
Instrument	2021-0045555

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,989.00 (+7.73%)	$455,257 (+4.04%) Land $68,978 Building $386,279
2023	$4,631.00 (+1.49%)	$437,580 Land $66,300 Building $371,280
2022	$4,563.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Extreme above 98% of the US · above 89% of California
Wildfire Likelihood	About 1 in 61 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.