3315 Grace Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3315 Grace Ave, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1894
Square Footage832 sqft Finished Area
Lot Size2,875 sqft (0.066 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2023)
Tax Bill$740.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-14-01-011.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area832 sqft Finished Area
Gross Area910 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area2,875 sqft (0.066 acres)
Depth X Width115 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3315 GRACE AVE
CityCOVINGTON
StateKY
Zip41015-1333
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 4 LOT 21 25'X 115' WS GRACE AVE
Legal SubdivisionGREEN PHIL E
Legal Phase4
Legal Block4
Legal Lot Number21
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2026
Census Tract61400

Owner

Source: Kenton County records · APN 056-14-01-011.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3315 GRACE AVE, COVINGTON, KY 41015-1333
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Nov 08, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2023 · Amount on Record
Deed SaleOct 26, 2023 · Amount on Record
Prior SaleNov 08, 2019 · Amount on Record
Deed Doc Number2023118
Deed Book / Page254 / 153
Record RefreshedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 26, 2023
Property Address3315 GRACE AVE, COVINGTON, KY 41015-1333
Document Number0005900118
Book / PageKC 254 / 153
Instrument DateOct 25, 2023
Instrument23102605900118
Transaction TypeTransfer
Record UpdatedFeb 07, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5556 PLEASANT HILL RD, TAYLOR MILL, KY 41015-2242

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 GRACE AVE, COVINGTON, KY 41015-1333

Mortgage

Document Number0005900119
DateOct 26, 2023
Book PageKCM 503/161
Instrument23102605900119
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 08, 2019
Property Address3315 GRACE AVE, COVINGTON, KY 41015-1333
Document Number0000000287
Book / Page0C6798 / 000329
Instrument DateNov 08, 2019
Instrument287
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$61.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5556 PLEASANT HILL RD TAYLOR MILL KY 410152242, TAYLOR MILL, KY 41015-2242

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$740.00 (-20.6%) Disabled Person's exemption$105,000 (+5%) Land $5,000 Building $100,000$105,000 (+5%) Land $5,000 Building $100,000
2023$932.00$70,000 Land $5,000 Building $65,000$70,000 Land $5,000 Building $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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