3321 Grace Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3321 Grace Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft
Lot Size0.066 acres (2,875 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2022)
Tax Bill$2,716 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN056-14-01-014.00

Property Details

APN / Parcel Number

Primary APN056-14-01-014.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Finished Area

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,875 sqft (0.066 acres)
Lot Dimensions69 ft deep x 26 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0561401014.00
Street Address3321 GRACE AVE
CityCOVINGTON
StateKY
Zip41015-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 4 LOT 18 0.066 ACS SWS GRACE NW OF 35TH ST
Legal SubdivisionGREEN PHIL E
Legal Phase4
Legal Block4
Legal Lot Number18
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2026
Census Tract61400

Owner

Source: Kenton County records · APN 056-14-01-014.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3321 GRACE AVE, COVINGTON, KY 41015-1333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Warranty Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP
Nov 29, 2021Warranty Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleNov 29, 2021 · Amount on Record
Deed Document Number0000184824
Deed Book / Page184 / 824
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 18, 2022
Property Address3321 GRACE AVE, COVINGTON, KY 41015-1333
Document Number0005900202
Book / Page184 / 824
Map ReferencePL 98
Instrument DateAug 15, 2022
Instrument22081805900202
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11309 LONGDEN WAY, 11309, UNION, KY 41091-8004

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 GRACE AVE, COVINGTON, KY 41015-1333

Mortgage

Document Number0005900203
DateAug 18, 2022
Instrument22081805900203
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Mortgage

Document Number0005900204
DateAug 18, 2022
Book Page399/602
Instrument22081805900204
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 01, 2032

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 29, 2021
Property Address3321 GRACE AVE, COVINGTON, KY 41015-1333
Document Number0005900431
Book / Page133 / 834
Map ReferencePL 98
Instrument DateNov 16, 2021
Instrument21112905900431
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3267 NEW ODEAN DR, 3267, EDGEWOOD, KY 41017

Transferred To (Grantee/Buyer)

NameVerified Name
Address11309 LONGDEN WAY, UNION, KY 41091-8004

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,716.00 (-0.51%)$205,000 (-) Land $5,000 Building $200,000$205,000 (-) Land $5,000 Building $200,000
2023$2,730.00$205,000 Land $5,000 Building $200,000$205,000 Land $5,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Grace Ave

Nearby Streets

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