3311 Grace Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3311 Grace Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,284 sqft · built 1925
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,400 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-14-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-01-009.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,284 sqft Finished Area

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0561401009.00
Street Address	3311 GRACE AVE
City	COVINGTON
State	KY
Zip	41015-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN PHIL E BLK 4 LOTS 23-24 50'X 115' WS GRACE AVE
Legal Subdivision	GREEN PHIL E
Legal Phase	4
Legal Block	4
Legal Lot Number	23-24 24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2026
Census Tract	61400

Owner

Source: Kenton County records · APN 056-14-01-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3311 GRACE AVE, COVINGTON, KY 41015-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2001
Deed Sale	Jul 19, 2001
Deed Document Number	0000671334
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3311 GRACE AVE, COVINGTON, KY 41015-1333
Document Number	0000000292
Book / Page	0C6328 / 000159
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	STERLING LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3311 GRACE AVE COVINGTON KY 410151333, COVINGTON, KY 41015-1333

Mortgage

Document Number	0000000292
Date	Jan 04, 2018
Book Page	0C6328/000159
Instrument	292

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,400.00 (-2.98%) Homeowner's exemption	$154,800 (-) Land $5,000 Building $149,800	$154,800 (-) Land $5,000 Building $149,800
2023	$1,443.00 Homeowner's exemption	$154,800 Land $5,000 Building $149,800	$154,800 Land $5,000 Building $149,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.