3314 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3314 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,062 sqft · built 1961
Lot Size	0.187 acres (8,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Jan 2018)
Tax Bill	$3,857 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
APN	`02-0219001250`

Property Details

APN / Parcel Number

Primary APN	`02-0219001250`
Alternative APNs	`20219001250` `0219001250`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,142 sqft (0.187 acres)
Lot Dimensions	114 ft deep x 63 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	192 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0219001250
Street Address	3314 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLEWOOD
Legal Subdivision	RIPPLEWOOD
Legal Block	A
Legal Lot Number	6
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5006
Census Tract	402303

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3314 RIPPLE RD, BALTIMORE, MD 21244-2855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage NFM LNDG
Sep 25, 2018	Grant Deed, Transfer · VA Mortgage NFM LNDG
Jan 10, 2018	Trustee's Deed, Foreclosure MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Jul 12, 1978 · Amount on Record
Deed Book / Page	39830 / 369
Transfer Doc	0225600418
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3314 RIPPLE RD, BALTIMORE, MD 21244-2855
Document Number	0417130305
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 RIPPLE RD BALTIMORE MD 212442855, BALTIMORE, MD 21244-2855

Mortgage

Document Number	0417130305
Date	Aug 5, 2019
Book Page	041713/000305

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 25, 2018
Property Address	3314 RIPPLE RD, BALTIMORE, MD 21244-2855
Document Number	0407080091
Book / Page	040708 / 000091
Instrument Date	Sep 19, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3314 RIPPLE RD BALTIMORE MD 212442855, BALTIMORE, MD 21244-2855

Mortgage

Document Number	407080097
Date	Sep 25, 2018
Book Page	040708/000097

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 10, 2018
Property Address	3314 RIPPLE RD, BALTIMORE, MD 21244-2855
Document Number	0398300369
Book / Page	039830 / 000369
Instrument Date	Sep 15, 2016
Transaction Type	Foreclosure
Record Updated	Jan 17, 2018
Title Company	NEW WORLD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12135 WOODSYDE CT OWINGS MILLS MD 211171639, OWINGS MILLS, MD 21117-1639

Mortgage

Document Number	398300374
Date	Jan 10, 2018
Book Page	039830/000374

Lender

Name	MISCELLANEOUS INS CO
Address	LUTHERVILLE, MD 21094

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 9, 2020

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,800 (+12.9%)	$318,600 (+23.78%) Land $83,000 Building $235,600
2024	$3,857.00 (+105.93%)
2023	$1,873.00	$246,067	$257,400 Land $58,200 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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