3324 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3324 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1960
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Tax Bill	$3,540 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Line of Credit
APN	`02-0223500950`

Property Details

APN / Parcel Number

Primary APN	`02-0223500950`
Alternative APNs	`20223500950` `0223500950`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0223500950
Street Address	3324 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLEWOOD
Legal Subdivision	RIPPLEWOOD
Legal Block	A
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5006
Census Tract	402303

Owner

3324 Ripple Rd is owned and occupied by an individual who acquired it in December 2006.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	Individual Name on File
Mailing Address	3324 RIPPLE RD, WINDSOR MILL, MD 21244-2855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2006
Deed Sale	Dec 7, 2006
Prior Sale	May 3, 1991 · Amount on File
Deed Document Number	2006351264
Deed Book / Page	24885 / 584
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0248850589
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3324 RIPPLE RD, BALTIMORE, MD 21244-2855
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0466980108
Date	Apr 11, 2022
Book Page	46698/108

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3324 RIPPLE RD, BALTIMORE, MD 21244-2855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419790001
Date	Oct 10, 2019
Book Page	41979/001

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,700	$229,900 Land $80,800 Building $149,100
2024	$3,540.00 (+101.59%)
2023	$1,756.00 Homeowner's exemption	$193,900	$207,100 Land $57,300 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3324 Ripple Rd; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3324 Ripple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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