Osceola County property record for 3314 Pond Pine Rd, Saint Cloud, FL 34773 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,222 sqft Living Area |
| Lot Size | 5,967 sqft (0.137 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $495,000 (2021) |
| Tax Bill | $2,862.00 (2024) |
| Primary APN | 30-26-32-2617-0001-1580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,222 sqft Living Area |
| Gross Area | 4,496 sqft Gross Area |
| 1st Floor | 1,183 sqft 1st Floor |
| Upper Floors | 1,940 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,967 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Porch Area | 889 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3314 POND PINE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 158 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | BIRCHWOOD NBHD C2 |
| Legal Tract | 2617 |
| Legal Block | 1580 |
| Legal Lot Number | 158 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2182 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30-26-32-2617-0001-1580
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3314 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Oct 20, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage CALIBER HOME LOANS INC |
| Mar 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Apr 05, 2010 · Amount on Record |
| Deed Doc Number | 2021163153 |
| Deed Book / Page | 6069 / 21 |
| Prior Transfer Date | Apr 11, 2013 |
| Prior Transfer Doc | 0044300235 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3314 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3314 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0059110357 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 5911/357 |
| Instrument | 2021037270 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 3314 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Document Number | 0060690021 |
| Book / Page | 6069 / 21 |
| Map Reference | MB 17 PG 10 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021163153 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6919 CUPSEED LN, HARMONY, FL 34773-6052 |
| Name | Verified Name |
|---|---|
| Address | 3314 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0000606923 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 6069/23 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3314 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0056891026 |
| Instrument Date | Mar 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3314 POND PINE RD HARMONY FL 347736020, HARMONY, FL 34773-6020 |
| Document Number | 0056891026 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005689/001026 |
| Instrument | 34648 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3314 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0053270322 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3314 POND PINE RD ST CLOUD FL 347736020, ST CLOUD, FL 34773-6020 |
| Document Number | 0053270322 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 005327/000322 |
| Instrument | 70208 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,983.00 (+4.23%) Homeowner's exemption Veteran's exemption | $428,104 (+5.99%) | $442,300 (+1.8%) Land $65,000 Building $377,300 |
| 2024 | $2,862.00 (+1.78%) | ||
| 2023 | $2,812.00 (+7.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $403,922 (+3%) | $434,500 (+10.39%) Land $65,000 Building $369,500 |
| 2022 | $2,613.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $392,158 | $393,600 Land $60,000 Building $333,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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