Osceola County property record for 3313 Pond Pine Rd, Saint Cloud, FL 34773 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,971 sqft Living Area |
| Lot Size | 5,749 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $243,000 (2019) |
| Tax Bill | $4,105.00 (2025) |
| Primary APN | 30-26-32-2612-0001-C082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,971 sqft Living Area |
| Gross Area | 2,835 sqft Gross Area |
| 1st Floor | 1,430 sqft 1st Floor |
| Upper Floors | 541 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,749 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Porch Area | 380 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3313 POND PINE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 82C |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | BIRCHWOOD NBHDS B AND C |
| Legal Tract | 2612 |
| Legal Block | C082 |
| Legal Lot Number | 82C |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2197 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30-26-32-2612-0001-C082
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3313 POND PINE RD, SAINT CLOUD, FL 34773-6018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 19, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 05, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2019 · Amount on Record |
| Deed Sale | Aug 05, 2019 · Amount on Record |
| Prior Sale | Oct 15, 2004 · Amount on Record |
| Deed Doc Number | 2019100701 |
| Deed Book / Page | 5568 / 724 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3313 POND PINE RD, SAINT CLOUD, FL 34773-6018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3313 POND PINE RD, HARMONY, FL 34773-6018 |
| Document Number | 0064612057 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 6461/2057 |
| Instrument | 2023110240 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3313 POND PINE RD, SAINT CLOUD, FL 34773-6018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3313 POND PINE RD, HARMONY, FL 34773-6018 |
| Document Number | 0062720982 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 6272/982 |
| Instrument | 2022127851 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 05, 2019 |
| Property Address | 3313 POND PINE RD, HARMONY, FL 34773-6018 |
| Document Number | 0055680724 |
| Book / Page | 5568 / 0724 |
| Map Reference | MB 14 PG 67-73 |
| Instrument Date | Jul 02, 2019 |
| Instrument | 2019100701 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 S CENTRAL AVE, 80, SPRINGVILLE, NY 14141-1026 |
| Name | Verified Name |
|---|---|
| Address | 3313 POND PINE RD, HARMONY, FL 34773-6018 |
| Document Number | 0005568725 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 5568/725 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,105.00 (+7.8%) Homeowner's exemption | $199,526 (+5.99%) | $285,100 (+1.53%) Land $65,000 Building $220,100 |
| 2023 | $3,808.00 (+7.6%) Homeowner's exemption | $188,256 (+3%) | $280,800 (+10.07%) Land $65,000 Building $215,800 |
| 2022 | $3,539.00 Homeowner's exemption | $182,773 | $255,100 Land $60,000 Building $195,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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