Osceola County property record for 3310 Pond Pine Rd, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,806 sqft Heated Area |
| Lot Size | 4,704 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2020) |
| Tax Bill | $5,436.00 (2025) |
| Primary APN | 127910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,806 sqft Heated Area |
| Gross Area | 2,642 sqft Gross Area |
| 1st Floor | 1,806 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,704 sqft (0.107 acres) |
| Depth X Width | 112 ft x 42 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Porch | Open Porch |
| Porch Area | 352 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 127910 |
|---|---|
| Street Address | 3310 POND PINE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 156 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY BIRCHWOOD NBC B C C2 D1 |
| Legal Tract | 2617 |
| Legal Block | 1 |
| Legal Lot Number | 156 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2185 |
| Census Tract | 43801 |
Source: Osceola County records · APN 127910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3310 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Small Business Association Mortgage ONE FLORIDA BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Feb 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE EQUITY PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2020 · Amount on Record |
| Deed Sale | Feb 03, 2020 · Amount on Record |
| Prior Sale | Jun 03, 2005 · Amount on Record |
| Deed Doc Number | 2020016079 |
| Deed Book / Page | 5667 / 1839 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3310 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3310 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Document Number | 0064470003 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 6447/3 |
| Instrument | 2023096777 |
| Name | ONE FLORIDA BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32806 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3310 POND PINE RD, SAINT CLOUD, FL 34773-6020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3310 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0058880846 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 5888/846 |
| Instrument | 2021019111 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 03, 2020 |
| Property Address | 3310 POND PINE RD, HARMONY, FL 34773-6020 |
| Document Number | 0056671839 |
| Book / Page | 005667 / 001839 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 16079 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3310 POND PINE RD HARMONY FL 347736020, HARMONY, FL 34773-6020 |
| Document Number | 56671841 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 005667/001841 |
| Instrument | 16080 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,436.00 (+6.11%) Homeowner's exemption | $217,911 (+5.99%) | $288,000 (+1.48%) Land $65,000 Building $223,000 |
| 2023 | $5,123.00 (+5.8%) Homeowner's exemption | $205,602 (+3%) | $283,800 (+10.21%) Land $65,000 Building $218,800 |
| 2022 | $4,842.00 Homeowner's exemption | $199,614 | $257,500 Land $60,000 Building $197,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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