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3313 E Gladys St, Inverness, FL 34453 Property Records

Citrus County property record for 3313 E Gladys St, Inverness, FL 34453

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,411 sqft · built 2018
Lot Size0.744 acres (32,401 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Sep 2018)
Tax Bill$2,305 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jun 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19E-19S-02-0080-00240-0090

Property Details

APN / Parcel Number

Primary APN19E-19S-02-0080-00240-0090
Alternative APNs
  • 0219S19E0080002400090
  • 1659540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,411 sqft Living Area
Gross Area1,852 sqft
1st Floor Area1,411 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area32,401 sqft (0.744 acres)
Lot Dimensions180 ft deep x 180 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Open Porch
Utility Building288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1659540
Street Address3313 E GLADYS ST
CityINVERNESS
StateFL
Zip34453-9187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS UNIT 8 LOT 9 BLK 24 DESC IN OR BK 306 PG 278
Legal Range19E
Legal Township18S
Legal Section35
Legal SubdivisionINVERNESS HIGHLANDS UNIT 8
Legal Block24
Legal Lot Number9
Legal Unit8
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1009
Census Tract450705

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jun 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 8, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 21, 2018Intrafamily Transfer, Transfer
ATTORNEY
Sep 21, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 15, 2017Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Prior SaleFeb 15, 2017 · Amount on Record
Deed Document Number201848061
Deed Book / Page2928 / 939
Prior Transfer DateSep 8, 2018
Prior Transfer Doc0029280857
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 E GLADYS ST, INVERNESS, FL 34453-9187

Mortgage

Document Number0033222263
DateSep 23, 2022
Book Page3322/2263
Instrument2022066927
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 E GLADYS ST, INVERNESS, FL 34453-9187

Mortgage

Document Number0032932456
DateJun 15, 2022
Book Page3293/2456
Instrument2022042874
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueOct 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030092406
DateOct 8, 2019
Book Page3009/2406
Instrument2019052897
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateSep 21, 2018
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Document Number0029280857
Book / Page2928 / 0857
Map ReferenceMB2 PG166-169
Instrument DateSep 8, 2018
Instrument2018048040
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 E GLADYS ST, INVERNESS, FL 34453-9187

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 21, 2018
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Document Number0029280939
Book / Page2928 / 0939
Map ReferenceMB2 PG166-169
Instrument DateSep 4, 2018
Instrument2018048061
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 30, 2021
Title CompanyNORTH CENTRAL FLORIDA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2921 E MICHAEL ST, 2921, INVERNESS, FL 34453-9449

Transferred To (Grantee/Buyer)

NameVerified Name
Address3313 E GLADYS ST, INVERNESS, FL 34453-9187

Mortgage

Document Number2018048062
DateSep 21, 2018
Instrument2018048062
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 15, 2017
Property Address3313 E GLADYS ST, INVERNESS, FL 34453-9187
Document Number0028102465
Book / Page002810 / 002465
Instrument DateFeb 14, 2017
Instrument7132
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount Recorded
Tax$56.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3400 E ROTOR WING PATH HERNANDO FL 344425042, HERNANDO, FL 34442-5042

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00 (+5.4%) Homeowner's exemption Disabled Person's exemption$187,666 (-38.37%)$279,491 (-8.21%) Land $25,200 Building $254,291
2024$2,187.00 (+10.34%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$304,484 (+1.38%) Land $18,000 Building $286,484$304,484 (+1.38%) Land $18,000 Building $286,484
2023$1,982.00 (+6.9%) Homeowner's exemption Additional exemption filed$300,354 (+52.41%) Land $18,000 Building $282,354$300,354 (+52.41%) Land $18,000 Building $282,354
2022$1,854.00 Homeowner's exemption Additional exemption filed$197,076 Land $15,840 Building $181,236$197,076 Land $15,840 Building $181,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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