3205 E Gladys St, Inverness, FL 34453 Property Records

Citrus County property record for 3205 E Gladys St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,098 sqft · built 1995
Lot Size	0.741 acres (32,315 sqft)
Owner	Individual Name on Record
Tax Bill	$681 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0080-00240-006.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0080-00240-006.0`
Alternative APNs	`0219S19E0080002400060` `1659515`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	32,315 sqft (0.741 acres)
Lot Dimensions	178 ft deep x 180 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	288 sqft
Deck Area	344 sqft
Patio Area	1,069 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1659515
Old Parcel Number	0219S19E0080002400060
Street Address	3205 E GLADYS ST
City	INVERNESS
State	FL
Zip	34453-9186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 8 PB 2 PG 166 LOT 6 BLK 24
Legal Range	19E
Legal Township	18S
Legal Section	35
Legal Subdivision	INVERNESS HIGHLANDS UNIT 8
Legal Block	24
Legal Lot Number	6
Legal Unit	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1009
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 E GLADYS ST, INVERNESS, FL 34453-9186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1995
Deed Sale	Jun 1, 1995
Deed Document Number	0010851722
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3205 E GLADYS ST, INVERNESS, FL 34453-9186
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 E GLADYS ST, INVERNESS, FL 34453-9186

Mortgage

Document Number	0031051695
Date	Nov 3, 2020
Book Page	3105/1695
Instrument	2020059711

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$681.00 (+9.31%) Homeowner's exemption Additional exemption filed	$163,503 (-4.82%) Land $25,000 Building $138,503	$163,503 (-4.82%) Land $25,000 Building $138,503
2024	$623.00 (+0.81%) Homeowner's exemption Additional exemption filed	$171,777 (-3.55%) Land $17,800 Building $153,977	$171,777 (-3.55%) Land $17,800 Building $153,977
2023	$618.00 (+4.04%) Homeowner's exemption Additional exemption filed	$178,094 (+45.09%) Land $17,800 Building $160,294	$178,094 (+45.09%) Land $17,800 Building $160,294
2022	$594.00 Homeowner's exemption Additional exemption filed	$122,746 Land $15,660 Building $107,086	$122,746 Land $15,660 Building $107,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20