3248 E Gladys St, Inverness, FL 34453 Property Records

Citrus County property record for 3248 E Gladys St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 2005
Lot Size	0.275 acres (12,000 sqft)
Owner	Owner Name on Record
Last Sale	$87,000 (Jul 2005)
Tax Bill	$583 (2025)
Deeds & Mortgages	May 2018 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`19E-19S-02-0080-00230-017.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0080-00230-017.0`
Alternative APNs	`0219S19E0080002300170` `1659396`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Fence	Fence
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1659396
Old Parcel Number	0219S19E0080002300170
Street Address	3248 E GLADYS ST
City	INVERNESS
State	FL
Zip	34453-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 8 PB 2 PB 166 LOTS 17 18 19 20 & 21 BLK 23
Legal Range	19E
Legal Township	18S
Legal Section	35
Legal Subdivision	INVERNESS HIGHLANDS UNIT 8
Legal Block	23
Legal Lot Number	17-21 18
Legal Unit	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1024
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3248 E GLADYS ST, INVERNESS, FL 34453-9190
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2005 · Amount on Record
Deed Sale	Jul 22, 2005 · Amount on Record
Prior Sale	Nov 2, 2004 · Amount on Record
Deed Document Number	2005065098
Deed Book / Page	1886 / 0015
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3248 E GLADYS ST, INVERNESS, FL 34453-9190
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029001093
Date	May 15, 2018
Book Page	2900/1093
Instrument	2018024175

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$583.00 (+10.42%) Homeowner's exemption Additional exemption filed	$134,401 (-1.76%) Land $10,700 Building $123,701	$134,401 (-1.76%) Land $10,700 Building $123,701
2024	$528.00 (+1.54%) Homeowner's exemption Additional exemption filed	$136,810 (-1.5%) Land $9,300 Building $127,510	$136,810 (-1.5%) Land $9,300 Building $127,510
2023	$520.00 (+4.42%) Homeowner's exemption Additional exemption filed	$138,900 (+16.32%) Land $7,990 Building $130,910	$138,900 (+16.32%) Land $7,990 Building $130,910
2022	$498.00 Homeowner's exemption Additional exemption filed	$119,409 Land $5,500 Building $113,909	$119,409 Land $5,500 Building $113,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	53.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20