Kenton County property record for 3214 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 900 sqft · built 1976 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,500 (Sep 2016) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-07-062.00 |
| Primary APN | 017-30-07-062.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3214 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 4 LOT 81 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 4 |
| Legal Lot Number | 81 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage CINFED CU |
| Dec 20, 2021 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Dec 20, 2021 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CINFED CU |
| Aug 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 201609 19 059 00124 |
| Deed Book / Page | 3823 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900177 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 370/854 |
| Instrument | 22051305900177 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | May 9, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Document Number | 0005900090 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 137/775 |
| Instrument | 21122005900090 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FLINT, MI 48501 |
| Amount | Amount Recorded |
|---|---|
| Term | 298 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Document Number | 0005900091 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 315/872 |
| Instrument | 21122005900091 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Document Number | 0000000035 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3214 SPRING VALLEY DR ERLANGER KY 410182824, ERLANGER, KY 41018-2824 |
| Document Number | 0000000035 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 0000M6/000312 |
| Instrument | 35 |
| Name | CINFED CU |
|---|---|
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 26, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3214 SPRING VALLEY DR, ERLANGER, KY 41018-2824 |
| Document Number | 0000000259 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3214 SPRING VALLEY DR ERLANGER KY 410182824, ERLANGER, KY 41018-2824 |
| Document Number | 0000000259 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0I4151/000001 |
| Instrument | 259 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 19, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,500 (-) Land $25,000 Building $155,500 | $180,500 (-) Land $25,000 Building $155,500 | |
| 2025 | $1,788.00 (-7.07%) | $180,500 (-) Land $25,000 Building $155,500 | $180,500 (-) Land $25,000 Building $155,500 |
| 2023 | $1,924.00 | $180,500 Land $25,000 Building $155,500 | $180,500 Land $25,000 Building $155,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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