Franklin County property record for 3312 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 2003 |
| Lot Size | 0.179 acres (7,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Sep 2020) |
| Tax Bill | $4,400 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-264938 |
| Primary APN | 010-264938 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,278 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 7,778 sqft (0.179 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3312 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 130 |
| Legal Subdivision | CHATTERTON EAST SEC 2 |
| Legal Lot Number | 130 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 9373 |
Source: Franklin County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 9, 2020 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on Record |
| Deed Sale | Sep 9, 2020 · Amount on Record |
| Prior Sale | Jan 3, 2005 · Amount on Record |
| Deed Document Number | 2020134321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 6, 2026 |
| Property Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000052514 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202652514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000052514, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202652514 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Sep 1, 2050 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000074588 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 202307250074588 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000174009 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202212280174009 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000010476 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 202201140010476 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 9, 2020 |
| Property Address | 3312 PAYDAY LN, COLUMBUS, OH 43232-7452 |
| Document Number | 0000134321 |
| Map Reference | MB 101 PG 27 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 202009090134321 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | LANDSEL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152 |
| Mail Care Of | T2 FINANCIAL LLC |
| Document Number | 0000134322 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 202009090134322 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,040 (-) Land $23,280 Building $74,760 | $280,100 (-) Land $66,500 Building $213,600 | |
| 2024 | $4,400.00 (+1.31%) Homeowner's exemption | $98,040 (-) Land $23,280 Building $74,760 | |
| 2023 | $4,343.00 (+41.84%) Homeowner's exemption | $98,040 (+66.03%) Land $23,280 Building $74,760 | $280,100 (+66.03%) Land $66,500 Building $213,600 |
| 2022 | $3,062.00 Homeowner's exemption | $59,050 Land $6,300 Building $52,750 | |
| 2020 | $168,700 Land $18,000 Building $150,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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