Franklin County property record for 3323 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,038 sqft · built 2003 |
| Lot Size | 0.205 acres (8,933 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,500 (Feb 2004) |
| Tax Bill | $4,486 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-264963 |
| Primary APN | 010-264963 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 8,933 sqft (0.205 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3323 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 155 |
| Legal Subdivision | CHATTERTON EAST SEC 2 |
| Legal Lot Number | 155 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9373 |
3323 Payday Ln is owned and occupied by two individuals who bought it in February 2004.
Source: Franklin County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2004 · Amount on File |
| Deed Sale | Feb 5, 2004 · Amount on File |
| Deed Document Number | 200426702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Document Number | 0000036391 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 202603310036391 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000138341 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202108050138341 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | TOWNSGATE CLOSING SVCS RECOR |
| Name | Verified Name |
|---|---|
| Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Document Number | 0000029520 |
|---|---|
| Date | Mar 26, 2025 |
| Instrument | 202503260029520 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PACOIMA, CA 91331 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3323 PAYDAY LN, COLUMBUS, OH 43232-7453 |
| Document Number | 0000207292 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 202012290207292 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 27, 2050 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Groveport Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,770 (-) Land $23,280 Building $86,490 | $313,600 Land $66,500 Building $247,100 | |
| 2024 | $4,486.00 (-7.75%) Homeowner's exemption Senior Citizen's exemption | $109,770 (-) Land $23,280 Building $86,490 | |
| 2023 | $4,863.00 (+38.98%) Homeowner's exemption | $109,770 (+62.67%) Land $23,280 Building $86,490 | $313,600 Land $66,500 Building $247,100 |
| 2022 | $3,499.00 Homeowner's exemption | $67,480 Land $6,300 Building $61,180 | |
| 2020 | $192,800 Land $18,000 Building $174,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3323 Payday Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3323 Payday Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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