3300 Payday Ln, Columbus, OH 43232 Property Records

Franklin County property record for 3300 Payday Ln, Columbus, OH 43232

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 2004
Lot Size	0.137 acres (6,010 sqft)
Owner	Individual Name on Record
Last Sale	$161,900 (Aug 2017)
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`010-264940`

Property Details

APN / Parcel Number

Primary APN	`010-264940`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,077 sqft
2nd Floor Area	1,392 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,010 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3300 PAYDAY LN
City	COLUMBUS
State	OH
Zip	43232-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYDAY LANE CHATTERTON EAST SECTION 2 LOT 132
Legal Subdivision	CHATTERTON EAST SEC 2
Legal Lot Number	132
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1021
Census Tract	9373

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3300 PAYDAY LN, COLUMBUS, OH 43232-7452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Aug 14, 2017	Warranty Deed, Transfer · ARM KEMBA FINANCIAL CREDIT UNION INC
Mar 13, 2017	Grant Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	17869
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3300 PAYDAY LN, COLUMBUS, OH 43232-7452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037989
Date	Mar 16, 2020
Instrument	202003160037989

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 14, 2017
Property Address	3300 PAYDAY LN, COLUMBUS, OH 43232-7452
Document Number	0000112043
Map Reference	MB101 PG27
Instrument Date	Aug 11, 2017
Instrument	201708140112043
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	WILLIAMSON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 OFFI CENTER PLACE, HARPSTER, OH 43323

Mortgage

Document Number	0000112044
Date	Aug 14, 2017
Instrument	201708140112044

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.49%
Index	11th District COF
Max Rate	8.49%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN OH
Recording Date	Mar 13, 2017
Property Address	3300 PAYDAY LN, COLUMBUS, OH 43232-7452
Document Number	0000034079
Instrument Date	Mar 3, 2017
Instrument	34079
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$97.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1333 AUTO MALL DR COLUMBUS OH 432283897, COLUMBUS, OH 43228-3897

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,528.00 (+1.59%) Homeowner's exemption	$100,600 (-) Land $23,280 Building $77,320
2023	$4,457.00 (+25.48%) Homeowner's exemption	$100,600 (+46.86%) Land $23,280 Building $77,320	$287,400 (+46.86%) Land $66,500 Building $220,900
2022	$3,552.00 Homeowner's exemption	$68,500 Land $5,250 Building $63,250
2020			$195,700 Land $15,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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