Buchanan County property record for 3304 Locust St, Saint Joseph, MO 64501 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1917 |
| Square Footage | 850 sqft Base Area |
| Lot Size | 5,450 sqft (0.125 acres) |
| Last Sale | $35,644 (2023) |
| Tax Bill | $509.00 (2025) |
| Primary APN | 06-5.0-15-001-001-042.000 |
|---|
| Building Area | 850 sqft Base Area |
|---|---|
| 1st Floor | 850 sqft 1st Floor |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 5,450 sqft (0.125 acres) |
| Depth X Width | 109 ft x 50 ft Depth x Width |
| Street Address | 3304 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:OAK HILL LOT:10 BLK:20LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 20 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN MO |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 1600 |
Source: Buchanan County records · APN 06-5.0-15-001-001-042.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1353 BUCHANAN AVE, SAINT JOSEPH, MO 64501-2003 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit LUMINATE BANK |
| Nov 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LUMINATE BANK |
| Jun 29, 2023 | Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK |
| Sep 13, 2022 | Public Action, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2022 · Amount on Record |
| Deed Doc Number | 20234769 |
| Deed Book / Page | 3788 / 245 |
| Prior Transfer Date | Sep 06, 2008 |
| Prior Transfer Doc | 03099/0042 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3304 LOCUST ST, SAINT JOSEPH, MO 64501-3424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1353 BUCHANAN AVE, SAINT JOSEPH, MO 64501-2003 |
| Document Number | 003794/260 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 3794/260 |
| Instrument | 2024000613 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3304 LOCUST ST, SAINT JOSEPH, MO 64501-3424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1353 BUCHANAN AVE, SAINT JOSEPH, MO 64501-2003 |
| Document Number | 003792/687 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 3792/687 |
| Instrument | 2023009256 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 29, 2023 |
| Property Address | 3304 LOCUST ST, SAINT JOSEPH, MO 64501-3424 |
| Document Number | 003788/245 |
| Book / Page | 3788 / 245 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023004769 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2817 SACRAMENTO ST, SAINT JOSEPH, MO 64507-1841 |
| Name | Verified Name |
|---|---|
| Address | 925 S 38TH ST, SAINT JOSEPH, MO 64507-2141 |
| Document Number | 2023004770 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023004770 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Public Action |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 13, 2022 |
| Property Address | 3304 LOCUST ST, SAINT JOSEPH, MO 64501-3424 |
| Document Number | 003780/243 |
| Book / Page | 3780 / 243 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022008866 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Sold for Taxes |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3302 SUNNYSIDE DR, SAINT JOSEPH, MO 64503-1364 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509.00 (+0.2%) | $7,090 (+5.04%) Land $1,240 Building $5,850 | $37,300 (+5.04%) Land $6,500 Building $30,800 |
| 2024 | $508.00 (+14.67%) | ||
| 2023 | $443.00 (-0.67%) | $6,750 (-) Land $1,240 Building $5,510 | $35,510 (-) Land $6,500 Building $29,010 |
| 2022 | $446.00 | $6,750 Land $1,240 Building $5,510 | |
| 2021 | $35,510 Land $6,500 Building $29,010 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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