Schenectady County and Schenectady City property record for 331 Thirteenth St, Schenectady, NY 12306 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft · built 1973 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2026) |
| Tax Bill | $7,357 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-1-42 |
| Primary APN | 421500 48.58-1-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 331 THIRTEENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 671 & PTS OF 669-41 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.58-1-42
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 N THOMPSON ST, 807, SCHENECTADY, NY 12306-6945 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Document Number | 20264801 |
| Deed Book / Page | 2167 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 09, 2026 |
| Property Address | 331 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000004801 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 202604801 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Name | Verified Name |
|---|---|
| Address | 291 N THOMPSON ST, SCHENECTADY, NY 12306-6941 |
| Document Number | 0000004802 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 202604802 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 19, 2017 |
| Property Address | 331 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000042201 |
| Book / Page | 1971 / 519 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 201742201 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4025 ASHWORTH AVE N, 4025, SEATTLE, WA 98103-8145 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1503 RUGBY RD, SCHENECTADY, NY 12308-3005 |
| Document Number | 0000042205 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 4788/591 |
| Instrument | 201742205 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,357.00 (+2.52%) | $164,900 (-) Land $24,700 Building $140,200 | $273,058 (+30.82%) Land $40,901 Building $232,157 |
| 2023 | $164,900 (-) Land $24,700 Building $140,200 | $208,734 (+3.8%) Land $31,266 Building $177,468 | |
| 2022 | $164,900 Land $24,700 Building $140,200 | $201,098 Land $30,122 Building $170,976 | |
| 2021 | $7,176.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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