Schenectady County and Schenectady City property record for 301 Thirteenth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1960 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,520 (Jul 2009) |
| Tax Bill | $6,206 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-1-39 |
| Primary APN | 421500 48.58-1-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 121 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 301 THIRTEENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 662 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 301 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 2, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2009 · Amount on Record |
| Deed Sale | Jul 27, 2009 · Amount on Record |
| Prior Sale | Jul 27, 2009 · Amount on Record |
| Deed Book / Page | 1804 / 692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 301 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000025331 |
| Book / Page | 004765 / 000391 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 301 THIRTEENTH ST SCHENECTADY NY 123063133, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000025331 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 004765/000391 |
| Instrument | 25331 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 301 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000047713 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 301 THIRTEENTH ST SCHENECTADY NY 123063133, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000047713 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 004795/000355 |
| Instrument | 47713 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,206.00 (+2.99%) Homeowner's exemption | ||
| 2025 | $6,026.00 (+5.39%) | $144,800 (-) Land $21,700 Building $123,100 | $239,775 (+30.82%) Land $35,933 Building $203,842 |
| 2023 | $144,800 (-) Land $21,700 Building $123,100 | $183,291 (+3.8%) Land $27,468 Building $155,823 | |
| 2022 | $144,800 Land $21,700 Building $123,100 | $176,585 Land $26,463 Building $150,122 | |
| 2021 | $5,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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