Schenectady County and Schenectady City property record for 321 Thirteenth St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1960 |
| Lot Size | 0.199 acres (8,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Nov 2018) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-1-41 |
| Primary APN | 421500 48.58-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 216 sqft |
| Basement Area | 684 sqft |
| Finished Basement | 684 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,700 sqft (0.199 acres) |
| Lot Dimensions | 150 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 THIRTEENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTS OF 666 669 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.58-1-41
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Nov 07, 2018 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2018 · Amount on Record |
| Deed Sale | Nov 07, 2018 · Amount on Record |
| Prior Sale | Aug 20, 2001 · Amount on Record |
| Deed Document Number | 201849336 |
| Deed Book / Page | 1999 / 512 |
| Prior Transfer Date | Jul 20, 2001 |
| Prior Transfer Doc | 1606000992 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000020287 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 5096/121 |
| Instrument | 202120287 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000054233 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 5332/192 |
| Instrument | 202354233 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 12, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 07, 2018 |
| Property Address | 321 THIRTEENTH ST, SCHENECTADY, NY 12306-3133 |
| Document Number | 0000049336 |
| Book / Page | 1999 / 512 |
| Instrument Date | Oct 07, 2018 |
| Instrument | 201849336 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 THIRTEENTH ST, 321, SCHENECTADY, NY 12306-3133 |
| Name | Verified Name |
|---|---|
| Address | 1109 CUTLER ST, SCHENECTADY, NY 12303-2003 |
| Document Number | 0000049340 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 201849340 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 (+3.03%) | $119,900 (-) Land $18,000 Building $101,900 | $198,543 (+30.82%) Land $29,806 Building $168,737 |
| 2023 | $119,900 (-) Land $18,000 Building $101,900 | $151,772 (+3.8%) Land $22,785 Building $128,987 | |
| 2022 | $119,900 Land $18,000 Building $101,900 | $146,220 Land $21,951 Building $124,269 | |
| 2021 | $5,319.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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